Cairde Credit Union Ltd

About Us

Joining Cairde Credit Union is the best decision you could make for your money! We accept new members of all ages who live and work within our common bond in Dungarvan, Tallow, Lismore, Cappoquin, Kilmacthomas and the surrounding areas.

Cairde Credit Union lets people in the local community take control over your personal finances with a great range of products and services that are tailored for maximum service and convenience we also operate on a not-for-profit basis, with surpluses being returned to members.

Joining is simple - visit our website on how to join today.


Some of our many Membership Benefits…

Flexible & Convenient Loans
Members have access to competitive loan interest rates with flexible repayment options as soon as they join. With loan approval rate of over 98% during the last financial year. All our loans are fully insured, for free, subject to policy requirements.

Current Accounts
Current Account, provided by Cairde Credit Union, gives you a real choice for your day-to-day financial needs.

With instant access to your money through a Debit Mastercard®, a secure app and online portal, and mobile functionality, you can pay your bills, withdraw cash and pay at point of sale, anywhere in the world.

Current Account is a full service current account. It's more local, trustworthy, and has our commitment to a sensible approach to money. With low & transparent fees, it's more of what you would expect from your local credit union.

Savings & Dividends
On demand access to savings which are secured up to €100,000 with payment of an annual dividend on savings when approved at AGM

Quality Service, No Fees
You can be assured of a professional, quality service from Cairde Credit Union in all dealings with your money. Fast, friendly, efficient service from our staff on the phone or at our offices that are open to members Monday to Saturday. You will never have to pay a transaction fee for saving with us, or borrowing money.

Community & Sponsorship
At Cairde CU we pride ourselves in being heavily involved in our community, attending and sponsoring local events , supporting local people and organisations & running our own events for our members.

When you are a member with Cairde CU you are helping to support your local community through the Credit Union's sponsorship & community activities.

All our services are available to our members from all 5 of our Offices located across west Waterford.